Debit Card Guard
Protect & prevent with Debit Card Guard.
Secure your peace of mind and your money with Debit Card Guard, the anti-fraud service that sends text alerts right to your mobile phone or other enabled device. Whenever certain types of transactions take place, this added layer of security quickly alerts you to possible fraudulent use of your card.
If you receive a text about a transaction you suspect is fraudulent or unauthorized, you can reply immediately and your card will be blocked from all further activity. Text alerts will also detail how to respond in order to stop the current transaction right from your mobile device, right away.
How it Works:
This free service sends you a text alert for your enrolled First Bank of Montana Bank Visa debit or ATM cards if any of the following events/transactions occur:
- Authorizations over $500 – a text message will be sent if an authorization over $500 occurs
- Five or more authorizations in 24 hours - a text message will be sent if five (5) or more approved authorizations take place within a 24-hour time period
- Card not Present - text message will be sent for an authorization done via Internet, phone, or other instances where you are not physically present for approval of your card transaction
- Declined Authorizations - text message will be sent for all declined authorizations