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Business Checking

When it comes to free checking, we're all business.

One of the keys to running a successful business is keeping the profits up and costs down.  A Totally Free Business Checking Account is a great place to start.  Our hard-working accounts offer all the services your business needs, whether you're expanding or just starting out.
  
 

Totally Free Business Checking

Business Interest Checking

Business Analysis Checking

A free account for your business needs.  No minimum balance or monthly service charge after opening your account. Perfect for qualifying sole proprietors & non-profit organizations. Intended for businesses with higher account activity.
 

Every New Business Checking account comes with:

  • FREE VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking & Mobile Check Deposit
  • FREE eStatements with Online Check Images
  • FREE Thank You Gift
  • Buy back of your unused checks and debit cards from another financial institution
  • Fee Schedule
 

Account Details

 

Totally Free Business Checking

  • 3000 FREE monthly transaction items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • No minimum balance after opening account
  • No monthly service charge
  • Minimum opening deposit is only $50
  • Fee Schedule

Business Interest Checking

  • 3000 FREE monthly transaction items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • Variable interest rate account that earns competitive interest
  • Only $1,500 minimum balance required to avoid low monthly service charge of $6
  • Minimum opening deposit is only $50
  • Fee Schedule

Business Analysis Checking

  • Monthly maintenance fee, plus account activity fees for debits, credits and deposited checks
  • Earnings allowance from deposit balances may offset activity fees
  • Minimum opening deposit is only $50
  • Fee Schedule 
 

Unless specified otherwise customer purchases checks. Other fees such as overdraft, returned item, continuous overdraft, etc. may apply.  See fee schedule for details.  $10 for checks and debit card from another financial institution.  your account will be credited at the time the checks/debit cards are presented.  Free gift provided at the time of account opening.  We reserve the right to substitute a gift of similar value.  Transaction items include all debits, credits and deposited items.  If the Totally Free Business Checking account or the Business Interest Checking account exceeds 3,000 free monthly transaction items, $10,000 in monthly coin and currency deposits or withdrawals, including change orders, or requires additional regulatory oversight, the account may be changed to Business Analysis Checking which includes additional fees.  Minimum opening deposit is only $50.  Ask us for details.  Bank rules and regulations apply.


 
 

To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA

Limited Liability Corp (LLC)

Partnership

Not-For-Profit Organization

Corporation

  • SSN or TIN of Owner
  • Business Registration with State of Montana
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • Business Registration with State of Montana
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • Business Registration with State of Montana
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If Tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorized letter
  • Business Registration with State of Montana
  • TIN of Corporation
  • Articles of Incorporation
  • Business Registration with State of Montana 
 

Additional documents and/or state registration may also be required. Contact your First Bank of Montana Customer Services Representative for further information.