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First Bank of Montana
Online Banking Access

Personal Checking

Check us out for value.

At First Bank of Montana, Totally Free Checking really is FREE!  Free of minimum balances and hidden weekly, monthly or annual fees. When you open a checking account at a bank, you expect great service, dependability and value.  What you don’t expect (or need) are strings attached to your account in order to avoid fees.

Totally Free Checking

A free account for everyone! With no minimum balance or monthly service charge.

  • No minimum balance 
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Non-Interest bearing account
  • Customer purchases checks

Easy Interest Checking

A variable interest rate account that earns competitive interest and has no minimum balance or monthly service charge.

  • Variable interest rate account that earns competitive interest
  • No minimum balance 
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Customer purchases checks

50+ Interest Checking

A variable rate account that earns competitive interest, for those 50 and wiser—with no minimum balance, and no monthly service charge.

  • One box of FREE personalized corporate image checks per calendar year
  • No minimum balance 
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account that earns competitive interest

Premier Interest Checking

Simply maintain a balance of $1500 or more to earn a higher variable interest rate.

  • One box of FREE personalized corporate image checks per calendar year
  • $1,500 minimum balance after opening
  • $6 Monthly Service Charge if balance drops below $1,500 during your statement cycle
  • Unlimited Check Writing
  • Variable interest rate account that earns a higher interest rate if the balance is above $1,500

Every new personal checking account includes:

  • FREE Standard VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements
  • FREE Check Images with statements
  • FREE Thank You gift
We'll even buy back your unused checks and debit cards from another financial institution.


*Unless specified otherwise, customer purchases checks.  Other fees such as overdraft, nonsufficient funds (NSF) fee, continuous overdraft, etc. may apply. See fee schedule for details. $25 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Free gift provided at the time of account opening. There is no minimum opening deposit. Ask us for details. Bank rules and regulations apply.

Checking Account Comparison

We proudly serve Central and North Central Montana in the communities of Big Sandy, Chester, Chinook, Choteau, Conrad, Fairfield, Fort Benton, Lewistown and Vaughn.